Rain, rain go away, come again... When flood insurance has been secured!
The Met Office has issued severe weather warnings for parts of the UK today, with two months worth of rain expected to fall in 48 hours. This flood warning follows the wettest June since records began in 1910, and to think parts of the country had hosepipe bans in April!
Unfortunately, this wet weather couldn’t have come at a worse time. The Government are trying to secure a deal with insurers for the next period of flood insurance because the current deal ends in June 2013.
The current agreement that the Government has with the Association of British Insurers is that incurance cover will be available for flood risk homes providing the Government continually improve flood defences. This was agreed in 2008 but the Association of British Insurers was made very clear that the contacts would not be renewed beyond 2013 without review.
This uncertainty will effect lenders as well as borrowers in the coming weeks and the rain fall were currently experiencing is only making the situation worse. There is an estimated one in six homes at risk of flooding in England alone and for these people, the forecast is only getting worse with rainfall predicted throughout July by the Met Office.
If you would like to find out if you need flood insurance for your home or a property you’re looking to purchase, you can order a Groundsure Floodsearch from Pali for only £22.20. The GroundSure Floodsearch includes a wide range of data that considers many types of flood risks.
If your interested in ordering or want to know more about a Full Environmental Report or a Groundsure Floodsearch, please call Pali on 0151 691 1170 or email email@example.com
If your concerned about the risk of flooding, you can contact the Environment Agency Floodline on this number 0845 988 1188.(0) Comments
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