West Wales & South England floods make insurance agreement difficult
Almost 3 inches of rain fell in 12 hours yesterday as the Met Office raise warnings for London and South East England to the second highest level. Roads that are up to 4ft deep in water have been closed after rivers burst their banks and flooded many towns and villages in the South.
More than a months worth of rain fell in just 24 hours in some parts of the country on the 11th June and shows no sign of stopping as forecasts predict rain for the rest of the week. The basement of Worthing Hospital flooded and a man had to be rescued from his barge when it became trapped against a pontoon in Worcestershire. 20 beaches have also been closed in Kent due to raw sewage running into the sea.
There was disappointment for sports fans as the Queen’s Club tennis matches in London were postponed and the Test match between England and the West Indies were abandoned at Edgbaston.
There were 44 new flood warnings issued over England and Wales last night as the torrential downpours are expected to hit Torbay, West Sussex and South Devon over the next few days.
Despite the flooding across the country, the Met Office claim that the UK is still below its average rainfall for the year, therefore, the hosepipe ban is still active for some parts of the country.
The hosepipe ban is still in place for Anglian Water, South East Water, Sutton and East Surrey Water, Thames Water, Veolia South East, Veolia Central and part of Southern Water.
These water companies claim their supplies were heavily reliant on ground water resources which remain low however, Thames Water are expected to lift their hosepipe ban for the London area before the autumn.
The flash floods that hit West Wales on the 9th and 10th of June caused extensive damage to the area and sparked pollution fears because of the abandoned metal mines.
Residents of numerous flooded villages and caravan parks were rescued after the rivers couldn’t cope with the month’s worth of rainfall that fell in just 24 hours. Coastguard lifeboats, fire crews and military helicopters were all deployed to rescue the people who were trapped in the surrounding water, 5ft deep in some places.
The Welsh Environment Agency state they had flood warnings in place over three rivers in particular but most of the rivers in the area had already peaked.
Due to the amount of old metal mines that were flooded, toxic metals such as zinc, lead and cadmium could have washed onto the landscape. There are fears that the pollution could threaten land, animals and crops in the area. A professor of physical geography at Aberystwyth University says that the force of the flood water could have eroded river banks, which also store harmful metals and flowed downstream and deposited onto flood plains near residential areas.
If you fear your area has been affected by the recent floods, you can order a full environmental report from Pali for £54.22 which also includes detailed flood information. The report provides clear and concise advice on the risks associated with the property being determined as Contaminated Land under Part IIA of the Environmental Protection Act 1990. The report also includes the latest Environment Agency Zone 2 and 3 flood plain data and information regarding areas benefiting from flood defences, this data provides the clearest and most accurate picture of flood risk at the property.
These floods have come at a difficult time when the Government’s insurance agreement with the Association of British Insurers comes to an end next year.
There are 200,000 homes in flood risk areas that will be affected by the Government’s decision on how to secure the next period of insurance. The current agreement is dependent on the Government constantly improving flood defences which secures insurance for flood risk home owners.
If you would like to find out if your home or a property you’re looking to purchase is in a flood risk area, you can order a Groundsure Floodsearch from Pali for only £22.20. The GroundSure Floodsearch includes a wide range of data that considers many types of flood risks.
If your interested in ordering or want to know more about a Full Environmental Report or a Groundsure Floodsearch, please call Pali on 0151 691 1170.(0) Comments
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